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Personal Finance

Envelope Budgeting -- A Proven Method for Budgeting

Envelope budgeting is a very successful method for managing your money and credit cards. Modern technology makes this system available from anywhere, making it easier than ever to take care of your money.


How Not to Have More Money

Making more money will not translate to having more if all you do is spend on your lifestyle.


Understanding What's A Good Credit Score

This article explores what's a good credit score providing consumers an understanding of how to view their credit rating.


5 Rules for Saving Money at the Grocery Store

Use these 5 tips to save money on your next trip to the grocery store.


My Son's Bank Account Is Zero

My son has just turned the age whereby he is able to have his own bank account without my trustee signature. It is an exciting time for him and, as he is getting increasing amount of money from various sources [including me] he has become more aware of the power and use of money.


10 Simple Things Anyone Can Do to Save Over $200 a Month Starting Right Now

As a life insurance sales person I often have families tell me thanks but I just can't afford it. I decided to see what I could do to save $200 a month from my budget. I then took it step further and found 10 things anyone could do to save money each and every month.


35 Practical Ways to Save Money

Whether you are trying to save up for a big purchase, pay off credit card debt, or are just trying to stay on top of the monthly bills there are some smart ways to save money. I have listed below a number of tips to save a bit of money here and there. Though each savings in itself is fairly small, the combination of a few money saving steps will make a difference in the end.


A Brief Guide To Equity Release In Retirement

Releasing capital from a UK property can provide the perfect funding solution for retirement, but equity release is not without risks and should be considered carefully.


Why Do So Many Stores and Supermarkets Nowadays Favor Cards?

When you arrive at the supermarket till you are faced with the fact that there is certain cash back for paying with your debit card.


Estate - When A Will Isn't The Way

This article discusses the disadvantages of having a Last Will and Testament in some cases.


Are You Saving or Investing?

A few simple ideas, when understood fully, lead people down the road to financial independence and wealth. You need to understand the difference between and asset and a liability. You need to understand the difference between earned income and passive income. You need to understand the three basic cash flow patterns. Finally, you need to understand how your main focus in life ties it all together.


Call That A Low Cost Loan

There are still millions of people around the world who are utterly indifferent to the internet and the wonders it can bring. Some see it as an information superhighway that fills people's heads with junk information, and others still think it is a dangerous and depraved hang-out for all of society's immoral elements. And they wonder why it's so popular.


Why You Should Start Budgeting Your Finances For Yourself And Family

12 Great Reasons Why You Should Start Budgeting Now For Your Family And Yourself


Write Off Your Next Vacation As A Business Trip

If you know what you are doing, you can get the IRS to help you pay for your next vacation!


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