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Personal Finance

The ABC's of Making Some Extra Cash

This article offers an alphabet of ideas on how to make some extra money. It also talks about ways to save money.


Are You Saving or Investing?

A few simple ideas, when understood fully, lead people down the road to financial independence and wealth. You need to understand the difference between and asset and a liability. You need to understand the difference between earned income and passive income. You need to understand the three basic cash flow patterns. Finally, you need to understand how your main focus in life ties it all together.


Preparing for Financial Emergencies

Every family should have a plan on how to overcome any type of financial emergency. Do you know would you do financially if you could not work as a result of getting sick or losing your job? What about if your spouse dies? Being prepared for such financial emergencies is very important. Featured below are a few simple tips that can help you get ready for unexpected occurrences.


Unsecured Loans UK- Don't Dread Risking Assets

Unsecured loans give freedom to the borrowers to procure money without risking any of their assets as collateral to the lender. The lender compensates the risk involved in the loan deal by charging a high rate of interest.


Why You Should Start Budgeting Your Finances For Yourself And Family

12 Great Reasons Why You Should Start Budgeting Now For Your Family And Yourself


Flipping The Switch To Retirement - Special Reports For Advisory Clients

Flipping the switch from a long career of hard work to finally getting to enjoy the quit life of retirement mode is not quite like that light switch in your bedroom. It is not even close to a black and white transition. And neither is handling your investment accounts during the change.


Government Grants Are Hard To Get, But When They Come

Yes, they are scarce and hard to get, but when they come, they are a great thrust to your business. Not panacea, but they direct you in the right direction and prepare you for an adequate small business administration.


Co-Signing And Bankruptcy Loans - An Alternative To Collateral

If you need finance after bankruptcy and you can't provide any form of collateral it can be really difficult to get approved for a loan...


Is Your Tax Preparer Stealing Your Identity

WATCH OUT! Your tax preparer may be stealing you identity. Many never suspect a seemingly professional business person or adviser of stealing and selling their personal information.


Credit Score Improvement Made Easy

This article highlights steps anyone can use for credit score improvement.


Financial Independence is Possible - Part II

If Financial Independence is your goal, this two part series gives you simple steps to achieve your goals. This is a practical, no nonsense way of reaching your dreams!


Should I Float Or Lock

First, what does this mean you might ask? When considering buying or refinancing a home, consumers have the ability to lock their interest rate so that it will not change between today and the time the loan closes. Floating means a borrower will wait to see if interest rates will fall in hopes that they can get a lower interest rate when the loan closes. Both have some risk associated with them, so I'd like to help educate you on what to consider when making this important decision.


Purchase Your Notebook With A Personal Loan

Though the prices have lowered considerably, notebooks are still expensive items. Nevertheless, they are becoming increasingly essential for many jobs and especially for those who travel a lot.


Obtain Inexpensive Financing Through Equity

If you want to get financing with very advantageous terms and you own a property, you can apply for a home equity loan and get what you want even if you have a mortgage on your home.


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