Annuities - Oversight Needed On Equity-Indexed Annuities

The sale of Equity-Indexed Annuities has increased 45% the first 6 months of this year. I'm concerned that the vast majority of those sales are unsuitable for the investors buying them. Oversight by the Securities and Exchange Commission (SEC) and the National Association of Securities Dealers (NASD) is desperately needed to protect retirees from being taken to the cleaners by agents hungry for the large commission. Read on to find out how this oversight will benefit you.

Estate - Don't Rely On Medicaid For Long-Term Care

Millions of retirees expect to rely on Medicaid to cover the cost of their long-term care needs. If you or your parents have that expectation then you must read this article. You shouldn't rely on this program and by doing so you may end up becoming dependent on family and friends for care.

Examining Online Stock Investing

In buying a stock, an investor becomes a shareholder - or part owner - in a company. The company then uses the money supplied by their investors to further their business and increase profits. These profits are reflected in the growing price of the stock.

Annuities - Federal Regulators Concerned About Equity-Indexed Annuities

I've been predicting for some time now that Equity-Indexed Annuities and the sales practices associated with them will be the Next Big Scandal of the financial services industry. And now my predictions are coming true.

Investing - Work Isn't A Four Letter Word

In our culture, the main goal of retirement is to put our working days behind us and devote ourselves to the pursuit of pleasure. Many find, though, that continuing to work in some form keeps them active and gives their lives purpose. Changing your concept of retirement may even allow you to retire sooner.

Credit Card Offers - Navigating Through The Choices

Whether you have great credit, bad credit or any credit rating in between, chances are you've received more than your fair share of credit card offers. The question is, which credit card offers are the real deal and which are selling nothing more than pie-in-the-sky stories with hefty costs attached? If you want to know the difference between the good, the bad and the ugly, check this out.

Annuities - Don't Put Your IRA In A Variable Annuity - Part 2

Last week I shared with you the real reason advisors push IRA accounts into variable annuities: the commission. If you're getting ready to retire with a large IRA rollover, or your current IRA account is nearing the end of any surrender penalties, chances are you'll be pitched this product. So this week I'm going to reveal more secrets about the truth behind the variable annuity sales pitch.

Where Are The Best Student Credit Cards Hiding

Student credit cards can be a priceless tool or a student's worst enemy, which is why finding the best student credit cards is critical. But how do you tell a great student credit card from one that leaves much to be desired? Here are ten of the key things to look for.

Make'Em Prove It

What you must find out before buying any trading system.

New Spot Uranium Price - US $95 per Pound

History is being made every few weeks in the uranium pricing market. Friday's announcement by TradeTech's Nuclear Market Review magazine, raising the weekly spot uranium price to US$95 per pound demonstrates another milestone. Soon, it won't matter whether comparisons are made in constant U.S. dollars or inflation-adjusted currency.

Annuities - Equity-Indexed Annuities - There Are Better Growth Alternatives (Stability)

Every investor would like to increase their income without compromising their stability. Maybe that's why Equity Indexed Annuities (EIAs) have become so popular, because of their promise of providing a stable income stream. But there are a number of ways that you can easily outperform what an EIA can deliver. In this article, I'll show you how to meet your need for stability and income in your portfolio.

Newest Moly Producer To Get Higher Metals Price

Companies selling material into a strong commodities market are frequently rewarded with stronger investor interest. When Roca's MAX molybdenum mine opens this year, it will be the first new metals mine to open in Canada's British Columbia province in ten years. Moly prices rose about 20 percent since their mine opening was delayed.

The Truth About Credit Cards For People With Bad Credit

It used to be that bad credit was quite the stigma and credit cards for people with bad credit were virtually nonexistent. Nowadays, the landscape of credit cards for people with bad credit is changing and the options for such cards abundant. The question is, which of the bad credit credit cards are legit and which are nothing more than predatory lending tools?

Roth IRA For Retirement

What's a Roth IRA? And is this the best retirement plan for you? Well, so long as you qualify for a Roth IRA plan, it is probably the best bet because of its flexibility. But as with other plans, the government doesn’t give too much away! First, you don't qualify for a Roth IRA if you earn more than $110,000 or if you and your spouse have combined income of more than $165,000. Also, you must keep the earnings in the account until you are 59.5 years old, and it must remain in the account for 5 years.