Answers - Real Estate

Do you want to rent your home, but are scared that you will get a renter who is a fraud? While your fears may be valid, there is a solution to this problem – better screening. Screening is the fir

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

st process that starts once an individual shows interest towards your property and sends you an application. There have been hundreds of cases where malicious tenants have duped landlords. The ten

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ants get this opportunity when the landlords are careless about screening the candidate’s application file properly.

Screening the details of an application will give the landlords enough clues t

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

decide whether to rent the house to the applicant or not. While screening an application, the landlord should pay special attention to the following details that are mentioned in the application:

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

Social Security Number: This is the most effective tool to find out the authenticity of a person. However, imposters may copy someone else’s number, or they omit that section. This should be the

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

first alarm sign, and the landlord should make sure that no matter what the circumstances, the social security number should be quoted, which the landlord should check with government authorities.

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

Name: This is another device used by fraudulent people to deceive landlords. Often wrong names are supplied to the landlord by carrying out some unusual name arrangements. Unusual name arrangeme

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ts, such as the names of well-known personalities like Magic Johnson or Tiger Woods, or odd sounding names coupled with common names, are usually used.

Employment details: There are many people w

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ho supply wrong information regarding their employment. For example, misspelled job titles or wrong information about one’s salary structure are given. A handyman, for instance, may not earn over

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

50,000 a year. Also check out for symbols like cents or decimals inserted while writing the amount. Or, the years of employment does not seem to correlate with the applicant’s age. The other types

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

of deceptive employment details are the omission or copied net/gross income, or the supplementary income exceeding the net income. If during the follow up with the employer of the candidate, the

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

employer answers on a cell phone or through an answering machine without identifying the company, this may be a sign of fraud, requiring investigating the employment status of the candidate more t

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

oroughly.

Bank Account: Another foolproof way of checking a candidate is through the banking details that he/she has given in the application form. However, fraudulent people often omit or quote

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

copied bank account numbers, or provide a reference number that is abbreviated or has strange symbols. If you spot something like this, further investigation is required. The other factors that sh

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

uld make you suspicious are credit references being written in the same sequence as on the credit report. Add to that a newly opened bank account, and payment accounts being exactly the same. And

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

not to forget the references; the credit references quoted are of unknown companies or of closed accounts, or the references denying knowing the candidate, and finally, if there is significantly m

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

re credit than debit in the account.

Some other things that should sound alarm bells in your mind are: Wrong spellings, or use of P.O. Box for reference; additional residents not sharing the sam

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e surname; the first four credit card digits not corroborating with the issuing bank’s I.D. number; the phone number and area code not correlating with the address given; or if the nearest relativ

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

is a professional, like a doctor or lawyer (this is usually done to establish more credibility).

Always remember, no one can cheat you if you are careful enough to conduct a thorough screening,

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

along with asking for credit, criminal and eviction reports. Sound renting decision is based on all these factors, and better screening means better tenants, and better tenants means peace of mind

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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