Answers - Real Estate

Looking for a home? Take a look at these three home buying secrets. They might just save you several thousands of dollars.

Home Buying Secret - The Agent

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

Is Not Your Friend

Okay, maybe your real estate agent is your friend, but that doesn't mean she will be looking out for your best interest. First of all,

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

she can't, if she is working for the seller. Unless your agent specifically is working as a buyer's agent, he or she is likely legally obligated to work for th

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

interest of the seller. This means that anything relevant you say ("Oh, I might go $10,000 higher.") will be passed on to the seller.

Even if the real estate

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

agent is working for you, be careful. People talk - even good agents. Don't say too much that you don't want known by all. In addition, keep in mind that an a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ent makes money only when there is a sale - and makes more on a larger sale, or one with a higher commission. This can mean less than perfect objectivity in he

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

lping you choose a home.

Home Buying Secret - A House Is Not Always A Good Idea

You may have the impression that buying a home is always a good idea.

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

his is a convenient belief for real estate agents, title companies and bankers. The problem is that it just isn't true.

I know of towns where the home values

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

are the same as they were twenty years ago, and others where they have dropped in value in the last year. Real estate does not always go up in a given year or

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ven several. Even if real estate is appreciating, though, a home isn't necessarily a good investment, if rents are low relative to home prices.

In some towns

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

appreciation has slowed, and home prices are very high, while at the same time, the rents in the area are low. For example, in Tucson, Arizona, a two-bedroom h

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ome can sell for $200,000, while you can rent one for just $750 per month. If you rent for half of what it costs to buy, and bank the difference, you may be fu

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ther ahead financially three years from now.

Also think about how long you will be in the home. Transaction costs for real estate have gone up steadily over t

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

he years. You might spend 10% of the home value in buying costs, and selling costs, if you pay commission to sell it. This means that it will have to go up abo

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

t 10% in value before you even break even - not likely if you move in the first couple years.

Home Buying Secret - Low Offers Work

Real estate agents

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

will hate me for this one. Low offers are embarrassing for them to present to a seller, and even embarrassing for you to write. On the other hand, I have a fri

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

nd who recently embarrassed himself into a lakefront home for about $40,000 less than it is worth. How would you like to buy a home AND immediately increase yo

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ur net worth by $40,000?

Okay, low offers work, but here's how they work: rarely. You have to accept that if you want a bargain, you will lose a lot of potent

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

al homes, spend a lot of time making offers, and annoy real estate agents. Unless you are under time constraints, or have the fantasy that there is one "perfec

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

t" house for you, this isn't so bad. On the other hand, if none of your offers are even countered, you may really be wasting your time and trying to go too low

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Three Home Buying Secrets

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