Answers - Real Estate

If you’re considering whether it would be better to buy or rent a home in today’s real estate market, here is an

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

analysis that might make the decision easier.

A snap shot of the rental market in Mesa, Arizona reveals owners o

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

f rental homes with 1700 square feet of living space featuring a two-car garage are currently asking an average o

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

f $1,300 per month for rent. That’s an increase since July of 2006 when the average rent for an equivalent home

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

was $1,160. Those two numbers set the range one might reasonably expect to pay if renting a similar home today i

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

Mesa.

Compare the above with recent sales in Mesa suggest that an equivalent home could be bought for approxima

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

tely $260,000. The monthly expense associated with buying will rely upon the amount being financed as follows:

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

                         Zero Down Payment		           20% Down
 Loan Balance:		          $260,000			   $208

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

,000 P & I @ 7% $1,720 @6.5% $1,308 Taxes 100 100 Hom

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

eowners Insurance 75 75 Approximate Monthly Payment $1,895 $1,

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

83

The tax advantage at a 28% tax rate: $470/mo. $355/mo.

Net cost of ownership $1,

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

425 $1,128

Since there is almost no initial expense associated with renting, the most reasonable compariso

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

n is comparing the “zero” down cash flow to the rental market. Reasonable expectations are the rent will be from

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

a low of $1,160 to a high of $1,300. That’s a difference of from $265 to $125 monthly with the economic advantag

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

e to renting.

Fortunately for those of us who make our livelihood selling real estate, the “human factors” outwe

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

gh the strictly economic factors in the final analysis. Most people buy rather than rent to provide a stable envi

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ronment for their families. They’re concerned with being in a neighborhood that has good schools and low crime.

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

Then there’s pride of ownership most people won’t be able to put a value on.

Back in the economic column, home

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ownership still has tremendous investment potential. For most people, their homes will be the single best invest

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ment they’ll ever make. The long-term benefits far outweigh the short run savings of from $265 to $125 per month

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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