Answers - Real Estate

If you've ever dreamed about owning your own holiday home in France, here are some tips to help you out.

1. Do your research on the Internet first. There are thousands of sites with French properties for sale and information about the house buying process in France. I spent 5 years lo

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

oking on the Internet before I bought, but because of the background knowledge I had gained about what was available for what price, the first visit I made to view properties I bought one.

2. Use all your holiday breaks to explore different regions to find out which region you are int

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

erested in, and then to find out which areas in that region you prefer. France has a huge variety of scenery, and climate, so you will need to experience some of it at first hand to make an informed decision. It also gives you a great excuse to have lots of holidays in France.

3. Thin

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

k very carefully about the type of location you want. A lot of people, especially from Britain where the house prices are so high, dream of affording a house in the countryside with lots of land and spectacular views, but remember, the downside of that is that you have to use your car

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

to get everywhere. If part of the pleasure, for you, of a French holiday is to visit restaurants for a meal accompanied by a bottle of wine then this could be a problem. The legal limit for drink driving is a lot lower in France than it is in Britain.

4. When you are ready to start s

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

eriously looking at French properties, go in the middle of winter. This will help to dispel any romantic notions you may get whilst surveying a picturesque ruin on a dreamy summer day of how much fun it's going to be doing it up. Also, as a supplementary benefit, the fares tend to be

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

lower at that time of year.

5. Before you go, make a list of your criteria, consult it while you're there, and try to stick to it. This will help you to remain objective whilst viewing. We made a list of two parts. The first part contained our absolute criteria such as maximum pric

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

e, driving time from the nearest ferry port, structural condition, and location, and the second part contained features we would like to have but that we didn't consider to be crucial. By sticking to the list we ended up rejecting some properties that we fell in love with but which wou

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ld have been an absolute nightmare as a restoration project, and bought a property that we hadn't been immediately attracted to but which had matched our list exactly. The list kept us from letting our heart rule our head.

6. Unlike in Britain, French estate agents or agence immobil

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ier normally have their fees paid by you, the purchaser. Don't assume because of this that they are working for you. They have been engaged by the vendor and they are in business to sell property. Where they may be able to help you is in how much to offer for a house you are interested

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

in. It is common in Normandy, and this may be true across France, for the vendor to indicate a minimum price he is prepared to accept. If the property has been on the market for some time he may be prepared to sell at this price so it is worth asking the immobilier about the minimum p

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

rice.

7. You, as the purchaser, will also have to pay the notaire's fees. The notaire is like a solicitor, but again, although you will be paying his fees, don't assume he is working for you. He isn't. Although he will have been appointed by the vendor, the notaire, in fact, repres

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ents the French state and is impartial between the vendor and the purchaser. If you would like to appoint your own notaire under the French system you may do so, and they should then share the work and the fees.

8. Open a French bank account as soon as possible and transfer some mon

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ey to it using a currency draft in euros, obtainable from your high street bank in Britain. You can then use this money for your expenses when you are in France. When the time comes to transfer the bulk of the funds to pay for your house in France, use a specialist foreign exchange

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

company, you are likely to get far better value on exchange rate and commission than if you use a high street bank.

9. I f you are looking for a really cheap property head inland towards the centre. At the time of writing this article average French house price rises for 2005 to 200

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

6 were between 8% & 9%, however, the more perennially popular regions, (like Normandy, Brittany, Province, etc) have experienced house price inflation of almost double that amount.

10. The most common initial contract is the compromis de vente. This contract is binding on both parti

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

es, (after a 7 day cooling off period for the purchaser), subject to certain conditional clauses which may be inserted by either party, the most common being that the purchaser can raise a mortgage on the property. If either party pulls out of the transaction for a reason other than th

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e conditions not being met they are liable to lose their deposit. The final contract is called the acte de vente and states that the property is sold as it exists on the day of signing, so, if possible, you should visit it on the way to the signing at the notaire's office to check that

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

nothing has changed. Once you have signed the acte de vente that French holiday home is yours.

So to sum up, do plenty of initial research, decide upon an area and explore it comprehensively, and be aware of who is representing your interests and who isn't. But the most importan

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

t thing, in my opinion, is to stick to your list of criteria. You should also get proper paid legal advice if you are purchasing in France. The free information I am presenting here is based on my personal experience and is in no way expert advice to be relied on in your purchase

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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