Answers - Real Estate

According to NAR, which has a vested interest in following this new trend very carefully, 9 of 10 home buyers still use a real estate agent in the traditional w

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ay. However NAR, goes on to note that in 1995 only 2% of buyers used the net to search for a home but by 2005 that figure jumped to 77% and has most certainly i

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

creased since then. This is not necessarily bad news for the broker/agent. It actually provides a lot of information now including photos, maps demographics and

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

all kinds of helpful information to a buyer.

There is so much choice now for a new home buyer to search easily that it has been a boon to the industry as well

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

as the consumer.

However,when the internet delivers information freely to the consumer, that was previously in the hands of the professional, the edge that th

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

e professional has is diminished and the commissions soon begin to drop. The 6% standard commission, we believe, is being challenged and that all buyers and sel

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ers can now get a better deal. That commission has always been negotiable and the timing has never been better for the consumer to get a better deal.

For examp

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

le discount realtor's such as Zip Realty will offer services for 4%. That is quite a savings and there are new business models challenging even the discount bro

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ers. Redfin is an internet web site that is offering to rebate back to the buyer 2/3's of the commission. Normally, the 6% commission is split between the buyer

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

and seller's agents. Redfin will keep just 1% of that commission for transacting the house and they will even find you a loan.

If the old adage holds true tha

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

you get what you pay for, are they really the good deal they appear to be? We don't think there is one answer for all people here, some people will be very hap

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

py with the service and others will not have a good experience. Either way, its clear that the internet is providing new choices for the consumer.

How to Shop

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

nline

1. MLS. Its the old standard and trustworthy.
2. Trulia. A new model for home buyers in search
3. realtors.com
4. freddie mac has a listi

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ng og homes for sale
5. forsalebyowner offers listing for sale without the use of a broker agent. This is a great way to save the commission, but please, o

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ly for the very knowledgeable.
6. HUD has a listing of HUD homes for sale
7. craigslist is a community bulletin board that lists homes for sale
8

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

. All banks have a stable of foreclosed homes for sale, often a a great discount. Use a professional here, unless you understand the risks.
9. foreclosure.

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

om is another site with foreclosed homes for sale
10. All the broker houses such as Caldwell Banker, Provident etc. all will provide good search tools to h

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

elp you find your new home
11. Any individual agent associate web site will offer a listing of homes represented
12. housingmaps is another interesti

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

g new tool for home buyers and sellers

There is so much now on the internet, just sit back and take the tour.

Some Financing Resources

Veterans Administratio

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

n home loan program,
Affordable housing at Freddie Mac,
Your Property Path
CICA programs for affordable housing,
Housing Assistance Counci

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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he person in charge of ordering office chairs is usually in charge of a lot of other equally mundane projects. The office chair is not at the top of their priority. As long as it meets the budget and their boss agrees on the color, you have a chair. No concern of style, or comfort or even safety.

There are over 8 BILLION possible words that are 7 characters long. Since there are so many, people could easily incorporate real words into their phonewords.

It does not take a genius to understand that sharing the burden equally does not mean we divide up the national debt evenly and each pay one share. Sharing the burden equally means we all carry that portion of the total burden we are capable of carrying (paying).

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Answers - Home Buyers - How To Use The Internet And Can You Trust It

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