Answers - Legal

Recent reports estimate that as many as one in ten of the population have been a victim of indentity theft, one of the fastest growing crimes of the last few years

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

. By using a variety of means to usurp your identity and pass themselves off as you, the criminals involved go on to commit fraud and theft in your name - leaving

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

you to pick up the pieces afterwards.

The effects on your credit rating can be devastating and often take years to completely fix, so prevention is obviously bett

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

er than cure. Here are ten simple ways to help you avoid becoming a victim.

1: Be careful with your old documents such as paid bills, bank statements, and receipt

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

s. Either keep them safely stored or destroy them if you don't need them anymore. Don't just throw them away, as fraudsters often start stealing an identity by sea

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

rching for these very kinds of documents in household waste. Shredding or burning unneeded papers will prevent this first step.

2: Store your personal documents s

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ecurely by keeping them somewhere out of the sight of visitors to your home.

3: If you change your address, make sure that you inform your bank, utility companies

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

, and everyone else who sends you mail. Documents wrongly sent to a previous address are a favourite target of fraudsters.

4: Make sure that when you stop using a

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

credit card or bank account, you actually formally close the account rather than letting it go dormant. Having an unused, forgotten about account resurrected by a

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

fraudster might not even be noticed until serious damage has been done.

5: Watch your plastic - make sure you know where your credit, debit and ATM cards are, an

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

d tell the issuing banks immediately if you lose them or they're stolen.

6: If possible change your PIN numbers and passwords to something easily memorable, and N

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

EVER write them down, especially not on scraps of paper kept in your purse or wallet.

7: Don't respond to phishing. Banks will never ask you for personal details

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

via email, and won't ask you for the password to your account. You don't need to 'reconfirm' your details following an email request either - just delete the email

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

. If in any doubt at all, call your bank to make sure the request is genuine.

8: Use anti-virus software and firewalls on your computer, especially if you use onl

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ine banking of any kind. Keep the software up to date aswell to guard against attempts by hackers to discover personal information on your computer.

9: Check your

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

bank account and credit card statements carefully when you receive them, and query with your bank anything that you can't identify. Spotting a fraud in progress e

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

arly on will vastly help in minimising the damage it causes.

10: Finally, monitor your credit reports regularly to see if anything appears that seems odd, such as

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

applications for credit cards that you didn't make, or missed payments on finance that you haven't taken out. Services are widely available online which can help

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

you do this by automatically informing you when something on your file changes.

None of us can be 100% sure that we won't fall victim to the crime of ID Theft, bu

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

t by taking the measures listed above you'll be making the job of any potential fraudster very difficult indeed, and they're likely to move on to an easier target!

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Email is the main method of communicating in the 21st century. Instead of asking for a telephone number or a street address, people now ask for your email address. No one writes a letter and sends it in the mail anymore and very few invitations or birthday cards come through snail mail. You can even get your monthly statements for cable or Internet through email, so why do we need a post office anymore.

This article provides consumers with several tips on choosing an affinity credit card. It includes various examples of participating charities. It also lists some pros and cons of affinity credit cards and reminds consumers that the fine print is still important.

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