Answers - Legal

What is identity theft?

Identity theft occurs when someone uses your personal identifying information, like your name, Social Security number, or credit card number, without your permission, to

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

commit fraud or other crimes. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced s

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ome form of identity theft. Repairing the damage caused by identity thieves takes time and money.

How can identity theft happen to you?

It is frightening to realize that there is more than one

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

way someone can steal your personal information, but it must be accepted. So what can you do to protect yourself and loved ones from being victims of identity theft?

It seems harmless to just throw aw

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ay junk mail, however junk mail is a common gateway to your information. With a technique known as "dumpster diving," thieves find bank or credit card statements by rummaging through your trash. Pre-a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

proved credit card offers are a dream come true for identity thieves as they are able to open lines of credit on your behalf. Always be sure to shred any documents with important information.

Scammers

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

may also try to steal personal information from you through email or phone by posing as legitimate companies and claiming that you have a problem with your account. This practice is known as "phishing

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

" online or "pre-texting" by phone. With advancing technology, clerks working at places you patron can easily take a picture with a camera phone to capture your credit card number. This is why it is im

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ortant to always be alert and discrete with your information.

Warning signs that you may be a victim include:

You receive a phone call or a letter either approving or denying credit fo

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

r accounts you have not requested.

You no longer receive your credit card statements, or you notice that some of your mail seems to be missing.

Your credit card statemen

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

includes charges for things you know you never bought.

A collection agency tells you they are collecting for an account you never opened.

How can you prevent being a vict

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

im?

The FTC advises that the best way to catch identity theft is to regularly monitor your credit report. Every time someone applies for a line of credit in your name it will come up on

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

your credit report. Check out www.AnnualCreditReport.com to find out how to do this for free.

Stop the junk mail. Your discarded mail is an entry to your information. Call the Credit Bureau

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

' Main Opt-Out Line at 888-567-8688 to remove your name from the list of people eligible to receive offers of credit for 5 years. Check out our website www.sierrawestern.com for complete directions to

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

opt yourself out. Another reason to stop your junk mail: about 62 million trees and 25 billion gallons of water are used to produce a typical year's worth of junk mail in the United States.

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

When shopping online, check to be sure that the address in your web browser starts with "https" (instead of just "http") before you enter your credit card information. This ensures that the company en

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

crypts your personal information with SSL before transmission.

What if I am a victim?

Filing a police report, notifying creditors, and disputing any unauthorized transactions are steps you mus

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

t take to restore your good name. Try to save yourself the time, money and emotional toll of being a victim. For more information about identity theft, how to deter it, and what to do if you are a vict

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

m please visit the California State Office of Privacy Protection website at http://www.privacy.ca.gov/cover/identitytheft.htm.

Identity theft is a serious crime.
It occurs when your person

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

al information is stolen and used without your knowledge to commit fraud or other crimes.
Identity theft can cost you time and money.
It can destroy your credit and ruin your good name

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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