Answers - Legal

Identity theft needs to be taken seriously as it can affect your life. Many people do not understand it, though it is the most rapidly growing crime in

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

the United States. Identity theft means that someone has taken over your identity and is using your personal information to make purchases and deals on

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

your behalf - with out your knowing about it. You only come to know once your creditors are clamoring for their money. Committing identity theft to make

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

huge purchases without your knowing could be considered a very mild consequence; as such theft can be committed for terrorism, industrial espionage, an

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

d other illegal activities, that can have larger consequences.

Protect yourself by caring for your personal data. Never give out personal information t

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

strangers and people not required to have it. Fraudsters are known to seek your personal data, including your credit card numbers, and social security

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

number on phone – purporting to call from your bank. Never deal with anonymous persons, whatever the enticement.

Never leave mail unattended in your ma

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ilbox. Have your box emptied daily, and if required, twice a day. Fraudsters make use of your bank statements and credit card statements to steal your i

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

dentity. Try not to carry all your credit cards in your wallet. Take only the one you need for that day’s transaction, leaving the rest at home in a sec

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ure location.

Credit Card Frauds

The most common fraud committed by identity theft fraudsters is using your credit cards for fraudulent transactio

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

s. In most cases such identity theft frauds are committed online to make huge purchases. Let us look at the kind of frauds identity theft fraudsters com

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

mit using your credit card.

The first is intercepting your mail and laying their hands on your credit card, or a replacement card. You are not aware th

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

at your bank has mailed you your card, and the fraudsters make merry. Banks, today, take precautions by sending cards that need to be activated by the l

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

egitimate cards holders by confirming their identity through various means, including social security number. Even if you have received your card safe

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ly, you need to be cautious when using it. You may be using your card at a legitimate place of commerce, but an employee can ‘skim’ your card with a sec

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

nd swipe on an electronic strip. Identity theft fraudsters later buy this information and have the card cloned. This cloned card is as good and genuine

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

as your original card.

When identity Fraud fraudsters use credit cards online to make purchases, the online merchants are not able to verify the true i

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

dentity of the person making the purchases. After the fraud has been detected, the card issuer or the bank usually pays the cardholder back, but the cos

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

t is charged to the account of the online merchant who sold the products without verifying the identity of the purchaser.

Many legitimate cardholders a

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

re known to resort to what is known as Cyber Shoplifting. They make those online purchases, and later claim that they had not authorized those purchases

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Identity Theft And Credit Card Frauds

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