Answers - Insurance

People travel every day, some for pleasure and some for business having the correct travel insurance is something that should neve

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

r be overlooked.

Imagine the build up to your holiday, you will have fun choosing your destination, you will be excited when your

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

tickets arrive and lets face it you have probably been saving for your trip all year.

Most families only travel once a year and t

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

he holiday is something they will have looked forward to for a long time, imagine the disappointment if the holiday had to be canc

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

lled due to unforeseen circumstances or worse still that some one in your family should need medical attention whilst on holiday.

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

If you do not have travel insurance situations such as this would have to be paid for by you.

Having to deal with a situation li

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

e this whilst abroad can be extremely difficult and with out travel insurance you will have to sort the problems your self and wil

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

l not be able to claim anything back.

If you are travelling for business reason your company may be able to provide you with suff

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

cient travel insurance but you will need to be sure of this before setting off. Imagine if you are travelling on behalf of your co

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

mpany with important documents and your luggage gets lost? If you do not have travel insurance you will be stranded and will be ab

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

e to claim back your losses.

If you are travelling in a group there are specific travel insurance policies that will give you gro

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

p cover which may be less costly than buying individual travel insurance so make sure you ask about this if travelling in a group

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

or part of more than one.

Because group travel insurance covered everyone in your party it is worth asking your travel insurance

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

hat would happen if one person in the group cancels their holiday.

Check all your existing policies to see if you are already cov

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ered, it will not be worth having extra travel insurance if you are already covered.

Although travel insurance may seem pointless

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

and another expenditure you simply do not want to pay out for in the long run the peace of mind and the cover you will have will m

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ean you can enjoy your holiday knowing that your travel insurance will be protecting you.

Buying your travel insurance can reduce

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

the cost considerably as the travel insurance company will have less overheads so will be able to offer you a cheaper deal.

Once

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

you have purchased your travel insurance always read the policy so you are aware of what you are covered for and know that it suit

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

you and your needs if you are unsure of anything you travel insurance company will be happy to explain anything you are unsure of

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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