Answers - Insurance

Financial protection is normally of utmost importance for the British traveller,

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

but many do not realise that if they book flights, accommodation and other parts

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

f their trips independently, they are not automatically covered if things go wron

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

.

In 2006 the Civil Aviation Authority (CAA) conducted a poll of 5000 holiday ma

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ers and found that more than 90% are aware of the need for financial protection.

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

hese people are buying flights and accommodation separately. Most transactions ar

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

made over the internet and in the case of any failure in service they have no pr

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

tection. The CAA estimates that more than 18,000,000 British travellers will be

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

uying and arranging their holidays in this way over the summer of 2007.

A third

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

f the people who responded in the CAA survey incorrectly believed that a DIY holi

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ay would be protected if any company, such as the airline, car hire company or ho

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

tel ceased to trade. A CAA spokesman said that many people didn’t realise that DI

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

holidays did not offer the same protection as traditional package holidays, even

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

though there has been widespread coverage of such failures, such as the EuJet col

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

apse in 2005. The only way to protect your self properly is by specialist travel

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

insurance. Also, if items are paid for by credit card, then the card company wil

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

reimburse payments over ?100 if the company ceases to trade. The only problem he

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e is that the combination of services is not guaranteed, so for example if you ca

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

not make it to your destination because the airline goes out of business, you wo

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

’t necessarily get your money back on the hotel, just because you can’t get there

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - DIY Holiday Makers - Why Putting Your Own Package Holiday Together May Not Be The Best Idea

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