Answers - Insurance

Boating is a recreation enjoyed by many and most people purchase boats for other recreations such

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

as fishing or just lounging around the lake on a hot summer day; however, the recreation of boat

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ing is not immediately fun and games. You must also take responsibility for your boat and protec

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

t yourself and others, by purchasing an insurance policy for your boat.

Insurance companies vary

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

when it come to the kinds of coverage they offer with their difference types of insurance policie

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

s, whether you are purchasing an insurance policy for your car or your boat. Because of these va

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

riations, shopping for an insurance policy for anything can be a very confusing process. When it

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

comes to boats, though, there are four basic coverage options you should consider when you start

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

browsing and shopping for the different insurance policies available for your boat, regardless of

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

the variations,

Look for an insurance company that offers you an insurance policy for your boat

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

that –

• Covers property damages to your boat. Maybe your boat becomes vandalized and covered

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

in graffiti. Maybe your mast gets struck by lightening. Make sure your boat’s insurance policy

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

overs these repairs.

• Provides liability coverage in the event that your boat causes damage due

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

to your negligent operation and/or ownership.

• Covers the medical costs of anyone injured on y

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

our boat, or because of your boat.

• Offers uninsured coverage in the even that you, your passen

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

gers, and/or your boat sustain damages from another boat that is not insured.

Remember, just bec

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

use you use your boat for recreation and enjoyment does not mean that accidents will not happen.

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

Whether your boat provides family recreation or a personal getaway, make sure to purchase an ins

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

urance policy for your boat that will cover all four of the above situations before you hit the w

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ater; that way, you can enjoy yourself knowing you and your boat are protected after you set sail

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Recreation: Make Sure You Insure Your Boat

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