Answers - Insurance

Essentially pet insurance works in roughly the same manor as many regular health insurance plans in the sense that you have a ded

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

uctible, co-pay and an exhaustive list regarding what procedures the pet insurance will or will not cover. The procedures covere

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

d by pet insurance range from routine vet visits to kidney transplants.

According to the United States Census Bureau, there are

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

over 45.8 million Americans that currently do not have any health insurance. That's 15% of the population! Meanwhile, in 2005 A

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

mericans spent over $100 million on pet insurance.

I know that doesn't REALLY go along with this post, but I felt the n

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

eed to interject. I apologize.

Anyway, the average person can expect to spend between $2,000 and $6,000 on pet insurance over t

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

he life of their furry friend, which is probably well over the cost you will probably shell out for any type of veterinary proced

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ures for your pet. Seems like this should be enough to make you wonder about whether or not pet insurance is worth it.

Now befo

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

re you label me as a heartless animal hater, I would like to point out that I do have a cat and would be willing to spend large s

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ums of money in order to take care of her. However, I figure financially it is probably better to cross that bridge if I ever co

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

e to it and not act preemptively by purchasing pet insurance.

It seems to me that you're probably better served trying to give y

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

our pet a happy and healthy life on your own without the aid of pet insurance which you may or may not ever need. However, there

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

are several inexpensive ways to make sure you'll never need pet insurance and/or expensive veterinary procedures:

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

't buy cheap food. Get the better quality, healthier food which will pay off with better health.

Keep your animals ind

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

oors, in a fenced in backyard or on a leash. This will drastically reduce the risk for injury.

Don't let your pets get

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

fat. While there's more to love, you'll probably have less time to do it and encounter more health problems along the way.

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

Don't feel compelled to get your pet's medication from your vet. Feel free to check around with other vets or pet medicati

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

on websites to try and find better deals.

Look, I understand that in the long run, you're probably going to spend th

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ousands of dollars on your pets during their lifetimes. I'm not saying that's a bad thing at all, especially considering what th

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ey give back is relatively priceless (awwww). At the same time, I think things like pet insurance are a frivolous waste of money

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Is Pet Insurance Worth It?

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