Answers - Insurance

We recommend you inventory all the items in your home and the home itself once a year. We have f

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ound the best time to do this is right after the holidays. The house is clean and well decorated,

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

and a lot of the items from the attic are already out on display. The fastest way to inventory y

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

our home is with video. Walk from room to room recording each room; open drawers and closets, as

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

you record your items talk in to the video about when you bought the bigger and more expensive it

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ems and what you paid for them. Video your jewelry and silver service. If you can record the ser

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ial numbers and model numbers of your items, this will help verify exactly which model of the ite

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

m you had for the insurance adjuster. If you are the victim of a burglary, the police can verify

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

these items are yours if they are recovered.

Once your inventory is completed, we recommend makin

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

g a copy of the video, or burn it to a cd or dvd, and keep a copy off site. Keep it at the office

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

at a parent's home, a safe deposit box, anywhere where it can't inadvertently be thrown away, or

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

lost in a fire at your own home.

After the inventory is completed, verify that the coverage on yo

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ur homeowner, renter, or condo insurance policy has enough coverage to replace all of your items.

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

When you inventory the inside of the home, take pictures or video the outside of the home as well

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

to document the condition and features of the home.

One idea I heard about to protect your jewel

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ry is to hide them in a pot in the kitchen cabinets. I was told by a jeweler that many burglars a

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

re now using metal detectors to find hidden metal items in peoples drawers and or mattresses. The

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

kitchen has too many metal items for a metal detector to work efficiently.

Unfortunately no one

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

is completely safe from a thief. The truth is that if a thief really wants an item you have, they

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

will find a way to take it. Our best advice is to insure the items and know they can be replaced

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Personal Property Inventory For Insurance Purposes

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