Answers - Insurance

Looking for an individual dental plan? Want to find an inexpensive plan with a top-rated comp

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

any? Here's how to do it ...

Individual Dental Plan

Dental plans, also called discou

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

nt dental plans, are an attractive alternative to traditional dental insurance. Why? Because

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

the premiums are cheaper, there are no health restrictions, and there are no paperwork hassle

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

s.

The fee for an individual dental plan is as low as $79.95 a year. This gives you access t

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

o a network of dentist and dental specialists in your area who'll give you a 10% to 60% disco

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

unt on all your dental procedures. And there are no pre-existing conditions or waiting period

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

, so you can sign up today and see a participating dentist tomorrow.

Dental Insurance vs.

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

Dental Plans

Some of the drawbacks with dental insurance include:

* Limitations, deduc

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

tibles, and yearly maximum limits.

* Waiting periods of 3 to 12 months before you can see a

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

dentist.

* Health restrictions and exclusions for pre-existing conditions.

* Certain proced

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ures like cosmetic dentistry may not be covered.

Discount dental plans, on the other hand, h

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ave none of these drawbacks. With an individual dental plan:

* There are no limitations, ded

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

uctibles, or yearly maximums.

* You can see a dentist within 1 to 3 days.

* There are no ex

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

lusions for health reasons or pre-existing conditions.

* Most plans cover cosmetic procedure

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

s like teeth whitening and veneers.

Where to Get the Best Price

The best way to get

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

the best price on an individual dental plan is to go to a dental plan comparison website wher

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e you can view dental plan fees and discounts. After you decide which plan best suits your ne

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

eds you can sign up online or call a toll-free telephone number to do it. If you have any que

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

stions, the better sites have a toll-free service where you can get answers. (See link below.

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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