Answers - Insurance

Just like anything else, shopping for a dental insurance plan takes time and careful scrutin

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

y. How do you know whether you're getting a good buy for your money or just getting another

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

deal that doesn't deliver. In this article I will be going over some of the basic benefits i

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

n an individual dental insurance plan, and then I'll show you where you can look at some pla

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

s in detail.

Instead giving you the big sales pitch, I'll get right to what you probably re

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ally want to know. What does it cost? Then we'll talk about what you get for the cost. In th

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

e research I've done for Individual dental insurance, I've found the price of dental plans t

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

o vary from $79.00 per year, all the way up to $139.00 per year. This is a once a year payme

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

t, not a monthly payment.

What You Get For $79.00 Per Year

The $79.00 a y

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ear discount dental plan covers diagnostic and preventative dental procedures at an approxim

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ate savings of 30%. Here are some sample savings on common dental procedures.

Routi

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ne checkup usual fee $40 - You pay only $27

Full mouth x-rays usual fee $104 - You p

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

y only $72

Adult teeth cleaning usual fee $75 - You pay only $54

One white f

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

illing usual fee $121 - You pay only $102What You Get For 139.00 Per Year<

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

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Routine checkup usual fee $40 - You pay only $0
Full mouth x-rays

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

usual fee $104 - You pay only $56
Adult teeth cleaning usual fee $75 - You pay only

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

48
One white filling usual fee $121 - You pay only $67
As you can see, a de

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ntal insurance plan can save you money on many common procedures as well as saving you money

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

on crowns, root canals, dentures, tooth replacement, bridges, and tooth extractions. Depend

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ing on what you want in dentistry, a dental insurance plan may be a wise money-saving choice

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Individual Dental Insurance Plans - What You Get With a Discount Dental Plan

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