Answers - Insurance

Auto insurance is important although it is not compulsory in all states a

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

nd countries. Basic insurance is though, is enforced by law in some st

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

tes. Motorists have to be insured for liability covering as this pays f

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

r the damage and injury to drivers and passengers involved in an accident

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

which was caused by you.

It is advisable to get insurance coverage for d

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

mage sustained by your vehicle if you were involved in an accident. Vehi

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

les are expensive and repairs can cost a lot of money so it is well worth

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

the expense of the premiums to be able to claim for any damages done as a

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

result of an accident.

There are a number of categories of insurance cov

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

rage which motorists can choose from. Decide which will suit you if you

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

o not want to pay for all the categories.

Underinsured covering means th

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

at you will be paid for all your medical expenses that are not covered by

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

the other driver’s insurance policy.

You will probably want to have your

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

car covered for any act of nature that is not caused by human error as yo

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

never know when something unforeseen can happen like a storm causing flo

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ds, or cyclones, hail or fire. If you were to collide with an animal t

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

is policy would also cover you. This is known as comprehensive coverage.

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

There is an insurance coverage for collisions if you were at fault and y

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ur vehicle was damaged. There is always a likelihood of this happening a

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

there is so much traffic on the roads and not everyone is always careful

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Auto Insurance is Important Although it is not Compulsory in all States and Countries

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