Answers - Finance

The Richest Man in Babylon by George S. Clason was one of the first books I read on the subject of wealth. I was fascinated by the s

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

toryteller’s simple principles to acquire wealth and riches and I thought, “This is too easy”. Yet, all those years ago with

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

he knowledge held within the pages of this simple book, I did not take heed. It would be many years before I understood what the sto

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

y had foretold and I, like many others, would learn the hard way about building a relationship with money.

With our economy in a sta

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

te of influx and our country’s future uncertain, it would be prudent to teach our younger generations the importance of establishing

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

strong relationship with money. So many books have been written on the subject of money management and yet 8 out of 10 households h

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ve credit card debt in excess of $10,000. Why haven’t we learned the simple rules of building wealth? Where did we miss the mark?

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

Lack of discipline and respect for money has caused much of this country’s default status. A small portion of blame can be placed up

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

n the educational system. That’s right…the curriculum is not inclusive of finance and money management. Our children are learning h

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

w to count, but not how to spend. Parents should be more proactive in teaching their children about the realities that lay ahead in

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

he real world concerning money.

The lessons are simple; the action is difficult for those who have never systematically implemented

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

a plan. However, with commitment and a goal bigger than your immediate wants, you will achieve your financial goals with ease. The

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ollowing is a rudimentary outline of the seven prosperity principles as this author has interpreted them from the famous book:

Princ

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ple 1 – Pay You First

Principle 2 – Create a Spending Plan

Principle 3 – Make Your Money Multiply

Principle 4 – Avoid “Get Rich Qu

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ick” Schemes

Principle 5 – Own Your Own Home

Principle 6 – Insure Your Future

Principle 7 – Increase Your Ability to Earn

The old

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

clich? “it’s not how much money you have, it’s what you do with it that counts” is true and there aren’t enough of us doing wh

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

t we should with our money. The downside to this is we are in a race against time, never knowing when we will run out. Each of the

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

seven principles outlined here gives you the foundation for establishing a financially secure future. You can choose not to be a st

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

tistic of the working poor, or worse, never reaching retirement age. Start right where you are; it’s never too late.

You can downlo

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

d a free copy of ‘7 Prosperity Principles’ by Kim Harris by visiting 7Figure Dream

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - Seven Prosperity Principles: Simple Rules to Attaining Wealth

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