Answers - Finance

A FEW days or weeks or about a month from now, some US college seniors are going to walk down the aisle for their graduation ceremony. If you belong t

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

o the early bird batch scheduled to graduate in February and March, you have a jumpstart in the job market hunt.

However along with early graduation

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

come early expenses and unless one managed to save up, graduation expenses can pose a pretty hefty dent on your pocket and the wallets of your parents

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

. So rather than spare you the anguish of counting the costs of graduating expenses, let’s just forge ahead now shall we?

But let’s leave out the stu

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

dent loans and other expenses like the cash advance or payday loan your parents made out of the equation first. As enumerated by student columnist Jil

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

l Steinke of The Spectator Online, the publication of the University of Wisconsin, a student has to find the most affordable yet presentable cap and g

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

own for starters which may set him or her back by US $55.

Graduation invitations issued to distant relatives cost about $50 for 25 people and this do

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

sn’t take into account the time and money spent making them or having them made by someone else. And then there is the graduation party which means fo

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

od, drinks and decorations. I’ll leave the math to you on that.

But there are some things you can do to save up on those graduation expenses. For one

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

, you can borrow the graduation gown and cap from your special someone or from friends. Have them laundered and buy tassels worth US $5 from a booksto

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

re.

Concerning invitations, you can cut down costs by not buying them. The best thing about this is you can ask for donations from friends, family an

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

d others who are even remotely related to you. To further ensure that you contact them on time, personal letters on e-mails will do the trick.

How ab

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

out the food, drinks and whatnot for the graduation party? There is such a thing as potluck, where you can ask family, relatives and friends to bring

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

in some food for the special occasion. Hey, graduation only comes once or twice a year—depending on how you fared academically—so emphasize that point

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

when asking for donations for your graduation party.

You can even get creative and ask your local state officials or congressmen to sponsor some grad

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

uation parties for your school as a measure of goodwill so to speak. But either I’m digressing or am totally off my rockers by suggesting this. Still,

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

it’s a start on the road to a career as a lobbyist.

At any rate, most of your time may be spent on job-hunting, which would help bring down costs on

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ce you do land a job. Whether it be stamping food prices at a local store or filling in papers as a clerk, the fact is that you got a job for starters

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

and it would help pay off those graduation expenses.

So if you still have sometime before graduation the best advice is to save. Better yet, if you

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

can secure a good online loan with the right conditions it could help you pay off part of your loans while you get settled down to your initial career

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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