Answers - Finance

Car leasing is not only an appealing financial proposition to most auto-consumers, but a

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

lso a lifestyle and preference choice.

Here a four key benefits of leasing a ca

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

.

1. Keeping up with the latest trends. Leasing is occasionally more of a pers

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

onal and lifestyle choice than a financial one. Lots of people are not comfortable with

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

he idea of owning a car over a long period of time. They’d rather keep up with the lates

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

technology and safety innovation and drive the latest models every 2 to 3 years. If you

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

are prepared to sacrifice ownership for the latest set of wheels, than leasing is your

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

est alternative.

2. Leasing also offers buying flexibility: it allows you to defer the

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

uying decision while using the car. You do not have to negotiate with your mechanic over

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

repair costs, deal with large maintenance bills or worry about a depreciating asset. Yo

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

are actually getting a test drive for the length of your lease. At the end of your leas

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

, you can buy the car or simply turn in the keys and walk away.

3. Leasing offers numer

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ous short-term benefits. It reduces your preliminary cash expense because you do not hav

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

to pay the large down payment required for car ownership. You only pay for the deprecia

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ion on the car - only the part you will use during your lease, not the entire vehicle. T

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

his results in lower monthly payments and frees even more cash.

4. Almost everything ab

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ut leasing is negotiable. If you know all the fees involved, you can lower your monthly

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ayments, negotiate the purchase price of the car at the end of the lease and contract ad

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ditional miles on top of your mileage limit. You can also do some shopping around and co

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

pare deals from different auto-insurers to get the cheapest GAP insurance for your lease

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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