Answers - Finance

High Yield Investment Programs (HYIPs) appear at first to be the secret to unlimited wealth and fortune, but as you can guess that quickly changes. However, I have found myself still u

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

sing them in a very limited fashion as a generator for my digital currency exchange. I will discuss that in a later article. First, you need to understand the concept of e-currency. It

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

is a digital currency that is traded and used for purchases on-line. In fact, it has no national boundaries, is handled in many different currencies and is very liquidible. While all

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

f these factors make it a very versatile tool for the investor, it also makes it anonymous and therefore very attractive to the scammers and thieves. Be warned it is almost impossible

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

to know whom you are dealing with or what they are actually going to do with your money. There are many types of e-currencies but I prefer e-gold for many other endeavors than Help.

H

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

pefully, my experience with HYIPs will help you to make wise decisions about your use or non-use of them. I was very hesitant when I first came upon HYIPs but the rewards were so tempt

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ing that I had to learn more. I surfed through site after site before opening my e-gold account. Then, I was ready to jump in and just like anyone who jumps in headfirst I ended up wit

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

a headache. Most of my initial investment of a hundred twenty dollars went to two sites I believed to be professional and well-maintained. As the old saying goes looks can be deceivin

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

g, after investing fifty dollars in each site I waited with the extreme anticipation for my first pay out a week later. I could not wait for my hundred percent plus profit. The week ca

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

e and went and needless to say, I am still waiting to this day. In Fact I never received a penny nor even had an email return from either site.

I licked my wound and decided not to gi

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ve up. After about two more weeks of research, I came upon a forum that let investors rate the HYIPs. It was called the Ministry of Gold (MOG). I monitored it for a couple of more week

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

s, and then I was ready to try another hand. This time I invested another hundred dollars. However, unlike previous time, I invested five to ten dollars in twenty different HYIPs. To m

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

surprise, all of these paid me. In fact, my initial investment doubled in the first week. YES, I was excited, too. But please continue to read this before you run out and invest in HY

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

IPs. Over the next two months, I continued to invest ten to forty dollars in twenty-five different sites. Also, I kept investing extra money into one site, TradeInvest. It had been aro

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

nd over a year and paid an eighty percent profit for four weeks. Two months later, my original two hundred dollars had grown to over six hundred dollars. Soon, many of the HYIPs I was

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

investing ten to thirty dollars in started to disappear. This did not phase me because of my sustain profits from TradeInvest. Low and behold come one-day tradei9nvest did not pay me.

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

checked the MOG forum and found that they had stopped paying everyone. To this day, they have just completely disappeared.

I was left with only about fifty dollars less than one four

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

th of what I originally started with. It was all in one HYIPs called prime fund. There is a silver lining to this story. Prime fund is still paying me one to three percent of my initia

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

investment which is about sixty percent a month.

In conclusion, the many hours I had to spend in research, analysis, and follow-up for HYIPs was not worth the rewards. I do think the

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

re is money to be made with them but it will take someone devoting all of his/her time on a continuous basis to adjust to all the scams. I only recommend HYIPs as games not investments

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Answers - HYIPs Investments or Scams?

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