Answers - Finance

Do you take a person’s credentials for granted? Most people do! For instance they don’t think twice when they hear about Marxism. They take the concept seriously because they know that it was authored b

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

y Dr. Karl Marx. What they don’t know is that “Dr.” Marx was a womanizer who was too lazy to work his way through the higher educational institutions to earn his Ph.D. the honest way. “Dr.” Marx received

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

his “doctorate” by mail order! Unfortunately, for modern economics he had a gift for gab and was able to sell his ungrounded ramblings of economic reform that was nothing more than a confused projection

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

f his inner rage at his own incompetence rather than ability as an economist.

Even back at the turn of the last century there were unscrupulous universities that accept nearly anybody who applies. These

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

bottom rate “universities” became known as diploma mills. Many people don’t know that these diploma mills exist to this very day. Many individuals are seeking a doctorate in business administration becau

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

se of the high pay levels for business professors. Schools like the University of Sarasota, Nova Southeastern University, and California Coastal University are examples of supposedly higher learning insti

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

utions that offer “distance learning doctoral programs” in business administration but have low acceptance standards and high graduation rates.

For this reason these schools are known as “mail order diplo

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ma mills” and fail to meet the accreditation requirements of the American Assembly of Collegiate Schools of Business (AACSB). It is impossible to have the daily apprenticeship of full immersion indoctrina

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

tion that a doctoral candidate in business administration receives from a quality research institution. The University of South Carolina where I received my Ph.D. in finance, for instance, only accepts tw

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

candidates every two years. Each candidate receives constant focused daily instruction in the field that is both grueling and necessary for development of quality finance researchers and professors. No

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

n-accredited distance learning doctoral programs are a goldmine for the owners but undermine the quality of higher learning in the United States today.

I warn investors that it is critically important tha

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

t they carefully review the credentials of the mentor they select to learn how to invest in the stock market. Fraudsters don’t think twice before developing stock investing, commodity or option trading co

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

rses to make a little extra money for themselves regardless of whether or not what they teach helps their students.

I actually know of an investment guru who has never traded futures who figured out what

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

people wanted to know about investing online and then simply tailored a course to their needs. This scary choice of an inexperienced mentor is more common than you may know. You must be very cautious beca

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

use there are a lot of “never been there, never done that, but I will teach you if you pay me big gurus” out there.

You should exercise great caution when you decide to follow somebody’s investment advice

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

Look for good credentials from well known universities. A good school in finance for instance only accepts one or two doctoral candidates each year or every other year. Contrast this to the school’s me

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

dical school that accepts around one hundred and fifty medical students each year. A finance doctorate is the most difficult Ph.D. of all to obtain in the social sciences. A master’s degree from a good f

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

inance program in a solid university is also difficult to obtain. Check your mentor’s credentials carefully before you hand over your hard earned dollars to buy their course.

Some people have become outs

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

anding investors without extensive education and may be able to teach you useful information. If they claim superior investing ability then make sure that it is documented and review the documentation car

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

efully. You may even want to check their criminal record for any prior fraudulent activities. One thing I can assure you is that you will succeed if you select the right mentor to teach you how to invest

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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